In today’s era of social media, it is hard to distinguish between fact and fiction. For instance, there are many claims that insurance companies and even some individuals on social media are trying to convince people not to make a monetary claim after a car accident in Pennsylvania. In this blog post, we will break down the facts about making a monetary claim after a car accident in Pennsylvania and why it is important to do so.
Firstly, it is essential to understand that Pennsylvania is a no-fault insurance state, meaning that drivers have to turn to their own insurance companies to cover their medical expenses and even lost wages after an accident. However, this system does not cover any property damage such as a dented car or broken windshield. Therefore, to ensure that you are compensated for any financial losses, it is important to make a monetary claim with the at-fault driver’s insurance company.
Secondly, making a monetary claim after a car accident is your legal right. The other driver and their insurance company are responsible for compensating you for any damage, injuries, or financial losses that you sustain as a result of their negligence. Failing to make a claim could mean missing out on compensation that you deserve. This compensation could go towards medical bills, lost wages, or even future rehabilitation.
Thirdly, some insurance companies might try to scare you from making a claim by threatening to raise your rates or even cancel your policy. However, it is essential to understand that Pennsylvania is a state that does not allow insurance companies to raise rates for incident rates. Additionally, in the event of a cancellation, you still have the option of seeking coverage elsewhere.
Fourthly, social media might also play a role in discouraging people from making a monetary claim after a car accident. Some people might tell you that it is immoral or unethical to seek compensation through legal means. However, it is important to understand that insurance companies have a mandate to compensate victims of car accidents that are caused by their policyholders. Failing to pursue legal remedies could mean letting the wrongdoer off the hook and potentially passing financial losses on to family members.
In summary, making a monetary claim after a car accident in Pennsylvania is a legal and ethical right that should be pursued by anyone involved in an accident. Be aware that the other insurance company might try to discourage you from making a claim, but remember that it is your right to seek compensation for any financial losses that you have sustained. If you need to make a monetary claim, hire a well-established law firm like ours to guide you through the process and ensure that you are rightfully compensated. Contact us today for more information.