Getting involved in an accident is an unfortunate event that can cause financial, emotional, and physical stress. If you are a resident of Pennsylvania with insurance coverage, you might be familiar with the concept of “limited tort.” Under this policy, you are not entitled to compensation for pain and suffering except under certain circumstances. It is crucial to understand when you can make a monetary claim, even with limited tort insurance. In this article, we will discuss the conditions for making a financial claim in Pennsylvania.
The first condition for making a financial claim in Pennsylvania with limited tort insurance is if the other driver is at fault. You must demonstrate that the other driver is entirely or significantly responsible for the accident that caused your injuries. This evidence can be obtained from eyewitnesses, police reports, and other documentation. You should contact a car accident attorney who can help you gather the evidence needed to support your claim.
Another condition for making a financial claim in Pennsylvania with limited tort insurance is if your injuries are serious. If you have sustained a severe injury, such as a permanent disability or a fracture, you might be eligible for compensation, even under limited tort insurance. In this instance, you would need medical documentation and expert opinion to verify the severity of your injuries.
A third condition for making a financial claim in Pennsylvania with limited tort insurance is if the other driver is found to be driving under the influence. If the other driver was under the influence of drugs or alcohol, you might be entitled to compensation for your injuries, regardless of the limitations of your policy.
If the defendant was charged with a felony, you can also receive a monetary claim. If you can prove that the driver’s actions were deliberate, such as if they intentionally hit you with their car as an act of revenge, you might be eligible for a claim, even under limited tort insurance.
Lastly, if you have crossed paths with an out-of-state driver, it is possible to make a monetary claim in Pennsylvania, even with limited tort insurance. This is because different states have distinct laws and standards for evaluating accidents claims. Your lawyer should be familiar with the intricacies of each state’s laws and help you obtain compensation.
In conclusion, if you are involved in an accident in Pennsylvania, it is essential to understand the circumstances that enable you to make a monetary claim in spite of having limited tort insurance. You might be able to receive compensation for your injuries if you can demonstrate that the other driver is at fault, you have sustained a severe injury, the driver was under the influence or drive from another state. Don’t hesitate to consult a lawyer to help you navigate the complexity of these cases so that you can receive the compensation you deserve.